Investments Tax
December 7, 2024Some people don’t know, but there is a net investment income tax of 3.8% that applies to some of your…
Treasury Reporting
November 23, 2024If you have a Money Market Fund (i.e., VUSXX, VMFXX), Treasury fund (SGOV), or any other Treasury ETF, you need…
Mega Backdoor Roth Explained
November 16, 2024A reader asked “Which strategy can high income earners use to save money on taxes?” Today, I want to discuss…
Capital Gains
November 2, 2024The IRS just announced inflation adjustments for the tax year 2025. 2 quick changes: For single taxpayers, the standard deduction…
Donation Deductions
October 19, 2024I've found that many people don’t fully understand how taxes related to charitable donations work. In this email, I will…
I Bonds
October 12, 2024The savings account interest is dropping. Many banks lowered their yields by 0.3-0.5%. Vanguard Money Market Fund dropped to 4.82%. …
Money Market Funds vs High Yield Saving Account
September 14, 2024Before we dive into today's topic, I have a quick favor to ask. Over the past 35 weeks, I’ve written…
529 Plan
August 31, 2024A 529 is a tax-advantaged savings plan designed to encourage saving for future college costs. It offers two main benefits:…
Tax loss harvesting
August 10, 2024Since the stock market is down about 5-10% from its all-time highs, I wanted to cover this topic. One of…
Tax efficient withdrawals
July 13, 2024In this newsletter, I want to discuss efficient tax decumulation strategies. This subject is not the easiest, as there are…
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